Finclude is a creditworthiness and affordability score provider, enabling financial institutions and individuals to universally assess the financial standing of  a user, by utilizing AI and machine learning, on top of open banking APIs (Application Programming Interfaces). Finclude promotes the financial well-being of individuals and enables them to get fair access to credit, based on their up to date financial data.


Applicants: Ioanna Stanegloudi, Yiannis Giokas

Finclude brings a pan-European credit score, which is based mainly on the transactional behaviour of individuals and not so much on credit events, as it has been done to date.


Finclude’s vision is to improve the financial well-being of all European citizens.


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